Oriental Bank vs Banco Popular de Puerto Rico
Side-by-side bank health comparison using FDIC financial data
Verdict
Oriental Bank has a stronger Bank Health Score of 84/100 (A) compared to Banco Popular de Puerto Rico at 84/100 (A), a difference of 0 points. Oriental Bank holds a Tier 1 capital ratio of 13.39% and an NPL ratio of 1.48%.
| Metric | Oriental Bank | Banco Popular de Puerto Rico |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 84/100 (A) | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 13.4% | 16.4%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 1.5%* | 2.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 27.6% | 53.1%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 1.1% |
| Total Assets | $11.2B | $58.3B |
| Total Deposits | $9.6B | $54.6B |
| Location | San Juan, Puerto Rico | San Juan, Puerto Rico |
Oriental Bank has a stronger Bank Health Score of 84/100 (A) compared to Banco Popular de Puerto Rico at 84/100 (A), a difference of 0 points. Oriental Bank holds a Tier 1 capital ratio of 13.39% and an NPL ratio of 1.48%.