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BankHealth

BANCO POPULAR DE PUERTO RICO

SAN JUAN, PUERTO RICO · FDIC Cert #34968

A
Health Score
84/100
$58.3B
Total Assets
$54.6B
Total Deposits
16.37%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANCO POPULAR DE PUERTO RICO holds a Tier 1 capital ratio of 16.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANCO POPULAR DE PUERTO RICO has a strong buffer to absorb potential losses.

Key Financial Metrics

2.10%
Nonperforming Loans
Moderate — some loan stress
53.13%
Liquidity Ratio
Strong — can meet withdrawal demands
1.15%
Return on Assets
Profitable — earning well on assets
$54.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANCO POPULAR DE PUERTO RICO shows strong financial health indicators. With $58.3B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANCO POPULAR DE PUERTO RICO has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 16.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANCO POPULAR DE PUERTO RICO holds $58.3B in total assets and $54.6B in total deposits. It is located in SAN JUAN, PUERTO RICO (FDIC Certificate #34968).

BANCO POPULAR DE PUERTO RICO has a Tier 1 capital ratio of 16.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.10%, and the return on assets is 1.15%.

Yes. BANCO POPULAR DE PUERTO RICO is FDIC-insured (Certificate #34968). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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