ORIENTAL BANK
SAN JUAN, PUERTO RICO · FDIC Cert #31469
Capital & Safety Analysis
According to FDIC financial data, ORIENTAL BANK holds a Tier 1 capital ratio of 13.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ORIENTAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ORIENTAL BANK shows strong financial health indicators. With $11.2B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ORIENTAL BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ORIENTAL BANK holds $11.2B in total assets and $9.6B in total deposits. It is located in SAN JUAN, PUERTO RICO (FDIC Certificate #31469).
ORIENTAL BANK has a Tier 1 capital ratio of 13.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.48%, and the return on assets is 2.39%.
Yes. ORIENTAL BANK is FDIC-insured (Certificate #31469). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.