Oak View National Bank vs National Bank of Blacksburg
Side-by-side bank health comparison using FDIC financial data
Verdict
Oak View National Bank has a stronger Bank Health Score of 98/100 (A) compared to National Bank of Blacksburg at 93/100 (A), a difference of 5 points. Oak View National Bank holds a Tier 1 capital ratio of 15.26% and an NPL ratio of 0.01%.
| Metric | Oak View National Bank | National Bank of Blacksburg |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 93/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.3% | 16.3%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 45.6%* | 38.8% |
| Return on Assets Profitability metric (above 1% is strong) | 1.4%* | 0.6% |
| Total Assets | $630M | $1.8B |
| Total Deposits | $528M | $1.6B |
| Location | Warrenton, Virginia | Blacksburg, Virginia |
Oak View National Bank has a stronger Bank Health Score of 98/100 (A) compared to National Bank of Blacksburg at 93/100 (A), a difference of 5 points. Oak View National Bank holds a Tier 1 capital ratio of 15.26% and an NPL ratio of 0.01%.