OAK VIEW NATIONAL BANK
WARRENTON, VIRGINIA · FDIC Cert #58827
Capital & Safety Analysis
According to FDIC financial data, OAK VIEW NATIONAL BANK holds a Tier 1 capital ratio of 15.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OAK VIEW NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OAK VIEW NATIONAL BANK shows strong financial health indicators. With $630M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OAK VIEW NATIONAL BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 15.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OAK VIEW NATIONAL BANK holds $630M in total assets and $528M in total deposits. It is located in WARRENTON, VIRGINIA (FDIC Certificate #58827).
OAK VIEW NATIONAL BANK has a Tier 1 capital ratio of 15.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.43%.
Yes. OAK VIEW NATIONAL BANK is FDIC-insured (Certificate #58827). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.