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BankHealth

NATIONAL BANK OF BLACKSBURG

BLACKSBURG, VIRGINIA · FDIC Cert #6821

A
Health Score
93/100
$1.8B
Total Assets
$1.6B
Total Deposits
16.32%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NATIONAL BANK OF BLACKSBURG holds a Tier 1 capital ratio of 16.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL BANK OF BLACKSBURG has a strong buffer to absorb potential losses.

Key Financial Metrics

0.28%
Nonperforming Loans
Low — healthy loan portfolio
38.78%
Liquidity Ratio
Strong — can meet withdrawal demands
0.64%
Return on Assets
Low profitability
$1.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NATIONAL BANK OF BLACKSBURG shows strong financial health indicators. With $1.8B in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NATIONAL BANK OF BLACKSBURG has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 16.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NATIONAL BANK OF BLACKSBURG holds $1.8B in total assets and $1.6B in total deposits. It is located in BLACKSBURG, VIRGINIA (FDIC Certificate #6821).

NATIONAL BANK OF BLACKSBURG has a Tier 1 capital ratio of 16.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.64%.

Yes. NATIONAL BANK OF BLACKSBURG is FDIC-insured (Certificate #6821). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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