North Cambridge Coop Bank vs Colonial FSB
Side-by-side bank health comparison using FDIC financial data
Verdict
North Cambridge Coop Bank has a stronger Bank Health Score of 96/100 (A) compared to Colonial FSB at 92/100 (A), a difference of 4 points. North Cambridge Coop Bank holds a Tier 1 capital ratio of 59.82% and an NPL ratio of 0.00%.
| Metric | North Cambridge Coop Bank | Colonial FSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 59.8%* | 32.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.7% | 47.9%* |
| Return on Assets Profitability metric (above 1% is strong) | 0.9%* | 0.0% |
| Total Assets | $83M | $363M |
| Total Deposits | $59M | $282M |
| Location | Cambridge, Massachusetts | Quincy, Massachusetts |
North Cambridge Coop Bank has a stronger Bank Health Score of 96/100 (A) compared to Colonial FSB at 92/100 (A), a difference of 4 points. North Cambridge Coop Bank holds a Tier 1 capital ratio of 59.82% and an NPL ratio of 0.00%.