COLONIAL FSB
QUINCY, MASSACHUSETTS · FDIC Cert #28481
Capital & Safety Analysis
According to FDIC financial data, COLONIAL FSB holds a Tier 1 capital ratio of 32.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COLONIAL FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COLONIAL FSB shows strong financial health indicators. With $363M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COLONIAL FSB has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 32.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COLONIAL FSB holds $363M in total assets and $282M in total deposits. It is located in QUINCY, MASSACHUSETTS (FDIC Certificate #28481).
COLONIAL FSB has a Tier 1 capital ratio of 32.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.04%.
Yes. COLONIAL FSB is FDIC-insured (Certificate #28481). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.