National Capital Bank of Wa vs City First Bank NA
Side-by-side bank health comparison using FDIC financial data
Verdict
National Capital Bank of Wa has a stronger Bank Health Score of 92/100 (A) compared to City First Bank NA at 53/100 (C), a difference of 39 points. National Capital Bank of Wa holds a Tier 1 capital ratio of 15.32% and an NPL ratio of 0.00%.
| Metric | National Capital Bank of Wa | City First Bank NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 53/100 (C) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.3%* | 0.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 25.9%* | 25.6% |
| Return on Assets Profitability metric (above 1% is strong) | 1.1%* | 0.1% |
| Total Assets | $716M | $1.4B |
| Total Deposits | $610M | $766M |
| Location | Washington, District of Columbia | Washington, District of Columbia |
National Capital Bank of Wa has a stronger Bank Health Score of 92/100 (A) compared to City First Bank NA at 53/100 (C), a difference of 39 points. National Capital Bank of Wa holds a Tier 1 capital ratio of 15.32% and an NPL ratio of 0.00%.