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BankHealth

CITY FIRST BANK NA

WASHINGTON, DISTRICT OF COLUMBIA · FDIC Cert #34352

C
Health Score
53/100
$1.4B
Total Assets
$766M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CITY FIRST BANK NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITY FIRST BANK NA to additional regulatory scrutiny.

Key Financial Metrics

0.03%
Nonperforming Loans
Low — healthy loan portfolio
25.63%
Liquidity Ratio
Strong — can meet withdrawal demands
0.09%
Return on Assets
Low profitability
$766M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CITY FIRST BANK NA shows average financial health. While not alarming, its Health Score of 53/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CITY FIRST BANK NA has a Bank Health Score of C (53/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CITY FIRST BANK NA holds $1.4B in total assets and $766M in total deposits. It is located in WASHINGTON, DISTRICT OF COLUMBIA (FDIC Certificate #34352).

CITY FIRST BANK NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.09%.

Yes. CITY FIRST BANK NA is FDIC-insured (Certificate #34352). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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