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BankHealth

NATIONAL CAPITAL BANK OF WA

WASHINGTON, DISTRICT OF COLUMBIA · FDIC Cert #2093

A
Health Score
92/100
$716M
Total Assets
$610M
Total Deposits
15.32%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NATIONAL CAPITAL BANK OF WA holds a Tier 1 capital ratio of 15.32%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NATIONAL CAPITAL BANK OF WA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
25.88%
Liquidity Ratio
Strong — can meet withdrawal demands
1.14%
Return on Assets
Profitable — earning well on assets
$610M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NATIONAL CAPITAL BANK OF WA shows strong financial health indicators. With $716M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NATIONAL CAPITAL BANK OF WA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.32%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NATIONAL CAPITAL BANK OF WA holds $716M in total assets and $610M in total deposits. It is located in WASHINGTON, DISTRICT OF COLUMBIA (FDIC Certificate #2093).

NATIONAL CAPITAL BANK OF WA has a Tier 1 capital ratio of 15.32%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.14%.

Yes. NATIONAL CAPITAL BANK OF WA is FDIC-insured (Certificate #2093). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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