Lewis&Clark Bank vs Oregon Pacific Bk DBA or Pac
Side-by-side bank health comparison using FDIC financial data
Verdict
Lewis&Clark Bank has a stronger Bank Health Score of 92/100 (A) compared to Oregon Pacific Bk DBA or Pac at 88/100 (A), a difference of 4 points. Lewis&Clark Bank holds a Tier 1 capital ratio of 20.00% and an NPL ratio of 0.05%.
| Metric | Lewis&Clark Bank | Oregon Pacific Bk DBA or Pac |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 92/100 (A)* | 88/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 20.0%* | 14.3% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 43.0%* | 23.3% |
| Return on Assets Profitability metric (above 1% is strong) | 0.1% | 1.3%* |
| Total Assets | $385M | $772M |
| Total Deposits | $266M | $680M |
| Location | Oregon City, Oregon | Florence, Oregon |
Lewis&Clark Bank has a stronger Bank Health Score of 92/100 (A) compared to Oregon Pacific Bk DBA or Pac at 88/100 (A), a difference of 4 points. Lewis&Clark Bank holds a Tier 1 capital ratio of 20.00% and an NPL ratio of 0.05%.