Kitsap Bank vs Timberland Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Kitsap Bank has a stronger Bank Health Score of 95/100 (A) compared to Timberland Bank at 88/100 (A), a difference of 7 points. Kitsap Bank holds a Tier 1 capital ratio of 15.56% and an NPL ratio of 0.00%.
| Metric | Kitsap Bank | Timberland Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 88/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.6% | 17.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 37.7%* | 21.8% |
| Return on Assets Profitability metric (above 1% is strong) | 0.8% | 1.6%* |
| Total Assets | $1.7B | $1.9B |
| Total Deposits | $1.4B | $1.6B |
| Location | Port Orchard, Washington | Hoquiam, Washington |
Kitsap Bank has a stronger Bank Health Score of 95/100 (A) compared to Timberland Bank at 88/100 (A), a difference of 7 points. Kitsap Bank holds a Tier 1 capital ratio of 15.56% and an NPL ratio of 0.00%.