KITSAP BANK
PORT ORCHARD, WASHINGTON · FDIC Cert #6161
Capital & Safety Analysis
According to FDIC financial data, KITSAP BANK holds a Tier 1 capital ratio of 15.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KITSAP BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KITSAP BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KITSAP BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KITSAP BANK holds $1.7B in total assets and $1.4B in total deposits. It is located in PORT ORCHARD, WASHINGTON (FDIC Certificate #6161).
KITSAP BANK has a Tier 1 capital ratio of 15.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.76%.
Yes. KITSAP BANK is FDIC-insured (Certificate #6161). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.