Kitsap Bank vs State Bank Northwest
Side-by-side bank health comparison using FDIC financial data
Verdict
Kitsap Bank has a stronger Bank Health Score of 95/100 (A) compared to State Bank Northwest at 92/100 (A), a difference of 3 points. Kitsap Bank holds a Tier 1 capital ratio of 15.56% and an NPL ratio of 0.00%.
| Metric | Kitsap Bank | State Bank Northwest |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 92/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.6%* | 14.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 37.7%* | 23.0% |
| Return on Assets Profitability metric (above 1% is strong) | 0.8% | 2.4%* |
| Total Assets | $1.7B | $227M |
| Total Deposits | $1.4B | $195M |
| Location | Port Orchard, Washington | Spokane Valley, Washington |
Kitsap Bank has a stronger Bank Health Score of 95/100 (A) compared to State Bank Northwest at 92/100 (A), a difference of 3 points. Kitsap Bank holds a Tier 1 capital ratio of 15.56% and an NPL ratio of 0.00%.