Ireland Bank vs Twin River Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Ireland Bank has a stronger Bank Health Score of 93/100 (A) compared to Twin River Bank at 87/100 (A), a difference of 6 points. Ireland Bank holds a Tier 1 capital ratio of 14.31% and an NPL ratio of 0.06%.
| Metric | Ireland Bank | Twin River Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 87/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.3% | 15.0%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 41.2%* | 17.8% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9% | 3.6%* |
| Total Assets | $372M | $141M |
| Total Deposits | $320M | $124M |
| Location | Malad City, Idaho | Lewiston, Idaho |
Ireland Bank has a stronger Bank Health Score of 93/100 (A) compared to Twin River Bank at 87/100 (A), a difference of 6 points. Ireland Bank holds a Tier 1 capital ratio of 14.31% and an NPL ratio of 0.06%.