IRELAND BANK
MALAD CITY, IDAHO · FDIC Cert #1237
Capital & Safety Analysis
According to FDIC financial data, IRELAND BANK holds a Tier 1 capital ratio of 14.31%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IRELAND BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IRELAND BANK shows strong financial health indicators. With $372M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IRELAND BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 14.31%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IRELAND BANK holds $372M in total assets and $320M in total deposits. It is located in MALAD CITY, IDAHO (FDIC Certificate #1237).
IRELAND BANK has a Tier 1 capital ratio of 14.31%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 0.93%.
Yes. IRELAND BANK is FDIC-insured (Certificate #1237). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.