Ireland Bank vs Bank of Idaho
Side-by-side bank health comparison using FDIC financial data
Verdict
Ireland Bank has a stronger Bank Health Score of 93/100 (A) compared to Bank of Idaho at 84/100 (A), a difference of 9 points. Ireland Bank holds a Tier 1 capital ratio of 14.31% and an NPL ratio of 0.06%.
| Metric | Ireland Bank | Bank of Idaho |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 93/100 (A)* | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 14.3%* | 13.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 41.2%* | 22.7% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9% | 1.5%* |
| Total Assets | $372M | $1.3B |
| Total Deposits | $320M | $1.1B |
| Location | Malad City, Idaho | Idaho Falls, Idaho |
Ireland Bank has a stronger Bank Health Score of 93/100 (A) compared to Bank of Idaho at 84/100 (A), a difference of 9 points. Ireland Bank holds a Tier 1 capital ratio of 14.31% and an NPL ratio of 0.06%.