BANK OF IDAHO
IDAHO FALLS, IDAHO · FDIC Cert #26403
Capital & Safety Analysis
According to FDIC financial data, BANK OF IDAHO holds a Tier 1 capital ratio of 13.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF IDAHO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF IDAHO shows strong financial health indicators. With $1.3B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF IDAHO has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF IDAHO holds $1.3B in total assets and $1.1B in total deposits. It is located in IDAHO FALLS, IDAHO (FDIC Certificate #26403).
BANK OF IDAHO has a Tier 1 capital ratio of 13.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 1.48%.
Yes. BANK OF IDAHO is FDIC-insured (Certificate #26403). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.