Idaho Trust Bank vs First FSB of Twin Falls
Side-by-side bank health comparison using FDIC financial data
Verdict
Idaho Trust Bank has a stronger Bank Health Score of 96/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 10 points. Idaho Trust Bank holds a Tier 1 capital ratio of 15.24% and an NPL ratio of 0.00%.
| Metric | Idaho Trust Bank | First FSB of Twin Falls |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 96/100 (A)* | 86/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.2%* | 12.2% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.6%* | 30.4% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9%* | 0.4% |
| Total Assets | $208M | $1.6B |
| Total Deposits | $156M | $1.3B |
| Location | Boise, Idaho | Twin Falls, Idaho |
Idaho Trust Bank has a stronger Bank Health Score of 96/100 (A) compared to First FSB of Twin Falls at 86/100 (A), a difference of 10 points. Idaho Trust Bank holds a Tier 1 capital ratio of 15.24% and an NPL ratio of 0.00%.