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BankHealth

IDAHO TRUST BANK

BOISE, IDAHO · FDIC Cert #35103

A
Health Score
96/100
$208M
Total Assets
$156M
Total Deposits
15.24%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, IDAHO TRUST BANK holds a Tier 1 capital ratio of 15.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IDAHO TRUST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
39.64%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$156M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

IDAHO TRUST BANK shows strong financial health indicators. With $208M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

IDAHO TRUST BANK has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

IDAHO TRUST BANK holds $208M in total assets and $156M in total deposits. It is located in BOISE, IDAHO (FDIC Certificate #35103).

IDAHO TRUST BANK has a Tier 1 capital ratio of 15.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.95%.

Yes. IDAHO TRUST BANK is FDIC-insured (Certificate #35103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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