Franklin Bank vs Hana Bank USA National Assn
Side-by-side bank health comparison using FDIC financial data
Verdict
Franklin Bank has a stronger Bank Health Score of 95/100 (A) compared to Hana Bank USA National Assn at 94/100 (A), a difference of 1 points. Franklin Bank holds a Tier 1 capital ratio of 17.44% and an NPL ratio of 0.12%.
| Metric | Franklin Bank | Hana Bank USA National Assn |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 95/100 (A)* | 94/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.4% | 31.8%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 33.3%* | 30.2% |
| Return on Assets Profitability metric (above 1% is strong) | 0.9%* | 0.4% |
| Total Assets | $317M | $525M |
| Total Deposits | $291M | $405M |
| Location | Pilesgrove, New Jersey | Fort Lee, New Jersey |
Franklin Bank has a stronger Bank Health Score of 95/100 (A) compared to Hana Bank USA National Assn at 94/100 (A), a difference of 1 points. Franklin Bank holds a Tier 1 capital ratio of 17.44% and an NPL ratio of 0.12%.