FRANKLIN BANK
PILESGROVE, NEW JERSEY · FDIC Cert #30402
Capital & Safety Analysis
According to FDIC financial data, FRANKLIN BANK holds a Tier 1 capital ratio of 17.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FRANKLIN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FRANKLIN BANK shows strong financial health indicators. With $317M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FRANKLIN BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 17.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FRANKLIN BANK holds $317M in total assets and $291M in total deposits. It is located in PILESGROVE, NEW JERSEY (FDIC Certificate #30402).
FRANKLIN BANK has a Tier 1 capital ratio of 17.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 0.92%.
Yes. FRANKLIN BANK is FDIC-insured (Certificate #30402). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.