HANA BANK USA NATIONAL ASSN
FORT LEE, NEW JERSEY · FDIC Cert #26790
Capital & Safety Analysis
According to FDIC financial data, HANA BANK USA NATIONAL ASSN holds a Tier 1 capital ratio of 31.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HANA BANK USA NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HANA BANK USA NATIONAL ASSN shows strong financial health indicators. With $525M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HANA BANK USA NATIONAL ASSN has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 31.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HANA BANK USA NATIONAL ASSN holds $525M in total assets and $405M in total deposits. It is located in FORT LEE, NEW JERSEY (FDIC Certificate #26790).
HANA BANK USA NATIONAL ASSN has a Tier 1 capital ratio of 31.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.45%.
Yes. HANA BANK USA NATIONAL ASSN is FDIC-insured (Certificate #26790). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.