First Nb of Louisiana vs Community Bank of Louisiana
Side-by-side bank health comparison using FDIC financial data
Verdict
First Nb of Louisiana has a stronger Bank Health Score of 98/100 (A) compared to Community Bank of Louisiana at 96/100 (A), a difference of 2 points. First Nb of Louisiana holds a Tier 1 capital ratio of 17.30% and an NPL ratio of 0.00%.
| Metric | First Nb of Louisiana | Community Bank of Louisiana |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.3% | 19.7%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 29.0% | 65.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 1.0% |
| Total Assets | $557M | $850M |
| Total Deposits | $488M | $736M |
| Location | Crowley, Louisiana | Mansfield, Louisiana |
First Nb of Louisiana has a stronger Bank Health Score of 98/100 (A) compared to Community Bank of Louisiana at 96/100 (A), a difference of 2 points. First Nb of Louisiana holds a Tier 1 capital ratio of 17.30% and an NPL ratio of 0.00%.