First FSB of Twin Falls vs Bank of Idaho
Side-by-side bank health comparison using FDIC financial data
Verdict
First FSB of Twin Falls has a stronger Bank Health Score of 86/100 (A) compared to Bank of Idaho at 84/100 (A), a difference of 2 points. First FSB of Twin Falls holds a Tier 1 capital ratio of 12.24% and an NPL ratio of 0.04%.
| Metric | First FSB of Twin Falls | Bank of Idaho |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 86/100 (A)* | 84/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 12.2% | 13.6%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.5% |
| Liquidity Ratio Cash and liquid assets vs obligations | 30.4%* | 22.7% |
| Return on Assets Profitability metric (above 1% is strong) | 0.4% | 1.5%* |
| Total Assets | $1.6B | $1.3B |
| Total Deposits | $1.3B | $1.1B |
| Location | Twin Falls, Idaho | Idaho Falls, Idaho |
First FSB of Twin Falls has a stronger Bank Health Score of 86/100 (A) compared to Bank of Idaho at 84/100 (A), a difference of 2 points. First FSB of Twin Falls holds a Tier 1 capital ratio of 12.24% and an NPL ratio of 0.04%.