Fds Bank vs Private Trust Co NA
Side-by-side bank health comparison using FDIC financial data
Fds Bank (A) and Private Trust Co NA (A) are close on the BankHealth rubric. Asset bases: $106M versus $28M.
With grades this close, the choice between banks turns more on product fit, branch convenience, rates, and digital experience than on rubric-driven safety differences.
Reviewed by BankHealthData Editorial Team · Updated
Verdict
Fds Bank has a stronger Bank Health Score of 100/100 (A) compared to Private Trust Co NA at 100/100 (A), a difference of 0 points. Fds Bank holds a Tier 1 capital ratio of 221.7% and an NPL ratio of 0.00%.
| Metric | Fds Bank | Private Trust Co NA |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A) | 100/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 221.7%* | 91.9% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0% |
| Liquidity Ratio Cash and liquid assets vs obligations | 86.3% | 89.2%* |
| Return on Assets Profitability metric (above 1% is strong) | 411.2%* | 30.2% |
| Total Assets | $106M | $28M |
| Total Deposits | $15M | $0 |
| Location | Mason, Ohio | Cleveland, Ohio |
Fds Bank has a stronger Bank Health Score of 100/100 (A) compared to Private Trust Co NA at 100/100 (A), a difference of 0 points. Fds Bank holds a Tier 1 capital ratio of 221.7% and an NPL ratio of 0.00%.