Everence Trust Co vs Citizens Stb New Castle
Side-by-side bank health comparison using FDIC financial data
Verdict
Everence Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Citizens Stb New Castle at 96/100 (A), a difference of 4 points. Everence Trust Co holds a Tier 1 capital ratio of 138.45% and an NPL ratio of 0.00%.
| Metric | Everence Trust Co | Citizens Stb New Castle |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 96/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 138.5%* | 16.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.2% |
| Liquidity Ratio Cash and liquid assets vs obligations | 60.3%* | 38.5% |
| Return on Assets Profitability metric (above 1% is strong) | 14.2%* | 1.1% |
| Total Assets | $14M | $790M |
| Total Deposits | $500K | $680M |
| Location | Goshen, Indiana | New Castle, Indiana |
Everence Trust Co has a stronger Bank Health Score of 100/100 (A) compared to Citizens Stb New Castle at 96/100 (A), a difference of 4 points. Everence Trust Co holds a Tier 1 capital ratio of 138.45% and an NPL ratio of 0.00%.