CITIZENS STB NEW CASTLE
NEW CASTLE, INDIANA · FDIC Cert #13107
Capital & Safety Analysis
According to FDIC financial data, CITIZENS STB NEW CASTLE holds a Tier 1 capital ratio of 16.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS STB NEW CASTLE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS STB NEW CASTLE shows strong financial health indicators. With $790M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS STB NEW CASTLE has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 16.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS STB NEW CASTLE holds $790M in total assets and $680M in total deposits. It is located in NEW CASTLE, INDIANA (FDIC Certificate #13107).
CITIZENS STB NEW CASTLE has a Tier 1 capital ratio of 16.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.15%.
Yes. CITIZENS STB NEW CASTLE is FDIC-insured (Certificate #13107). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.