Dime Bank vs First County Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Dime Bank has a stronger Bank Health Score of 88/100 (A) compared to First County Bank at 82/100 (A), a difference of 6 points. Dime Bank holds a Tier 1 capital ratio of 15.83% and an NPL ratio of 0.18%.
| Metric | Dime Bank | First County Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 88/100 (A)* | 82/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.8%* | 13.6% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 25.6%* | 23.6% |
| Return on Assets Profitability metric (above 1% is strong) | 0.4%* | 0.2% |
| Total Assets | $1.1B | $2.4B |
| Total Deposits | $874M | $1.8B |
| Location | Norwich, Connecticut | Stamford, Connecticut |
Dime Bank has a stronger Bank Health Score of 88/100 (A) compared to First County Bank at 82/100 (A), a difference of 6 points. Dime Bank holds a Tier 1 capital ratio of 15.83% and an NPL ratio of 0.18%.