FIRST COUNTY BANK
STAMFORD, CONNECTICUT · FDIC Cert #18204
Capital & Safety Analysis
According to FDIC financial data, FIRST COUNTY BANK holds a Tier 1 capital ratio of 13.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST COUNTY BANK shows strong financial health indicators. With $2.4B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST COUNTY BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 13.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST COUNTY BANK holds $2.4B in total assets and $1.8B in total deposits. It is located in STAMFORD, CONNECTICUT (FDIC Certificate #18204).
FIRST COUNTY BANK has a Tier 1 capital ratio of 13.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 0.16%.
Yes. FIRST COUNTY BANK is FDIC-insured (Certificate #18204). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.