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BankHealth

DIME BANK

NORWICH, CONNECTICUT · FDIC Cert #18200

A
Health Score
88/100
$1.1B
Total Assets
$874M
Total Deposits
15.83%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DIME BANK holds a Tier 1 capital ratio of 15.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DIME BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.18%
Nonperforming Loans
Low — healthy loan portfolio
25.63%
Liquidity Ratio
Strong — can meet withdrawal demands
0.41%
Return on Assets
Low profitability
$874M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DIME BANK shows strong financial health indicators. With $1.1B in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DIME BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 15.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DIME BANK holds $1.1B in total assets and $874M in total deposits. It is located in NORWICH, CONNECTICUT (FDIC Certificate #18200).

DIME BANK has a Tier 1 capital ratio of 15.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.41%.

Yes. DIME BANK is FDIC-insured (Certificate #18200). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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