Covington County Bank vs Jefferson Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Covington County Bank has a stronger Bank Health Score of 94/100 (A) compared to Jefferson Bank at 93/100 (A), a difference of 1 points. Covington County Bank holds a Tier 1 capital ratio of 17.81% and an NPL ratio of 0.74%.
| Metric | Covington County Bank | Jefferson Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 94/100 (A)* | 93/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.8% | 18.7%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.7% | 0.1%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 28.3%* | 23.2% |
| Return on Assets Profitability metric (above 1% is strong) | 2.0% | 3.8%* |
| Total Assets | $100M | $176M |
| Total Deposits | $86M | $144M |
| Location | Collins, Mississippi | Greenville, Mississippi |
Covington County Bank has a stronger Bank Health Score of 94/100 (A) compared to Jefferson Bank at 93/100 (A), a difference of 1 points. Covington County Bank holds a Tier 1 capital ratio of 17.81% and an NPL ratio of 0.74%.