JEFFERSON BANK
GREENVILLE, MISSISSIPPI · FDIC Cert #11445
Capital & Safety Analysis
According to FDIC financial data, JEFFERSON BANK holds a Tier 1 capital ratio of 18.70%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JEFFERSON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JEFFERSON BANK shows strong financial health indicators. With $176M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JEFFERSON BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 18.70%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JEFFERSON BANK holds $176M in total assets and $144M in total deposits. It is located in GREENVILLE, MISSISSIPPI (FDIC Certificate #11445).
JEFFERSON BANK has a Tier 1 capital ratio of 18.70%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 3.76%.
Yes. JEFFERSON BANK is FDIC-insured (Certificate #11445). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.