COVINGTON COUNTY BANK
COLLINS, MISSISSIPPI · FDIC Cert #21998
Capital & Safety Analysis
According to FDIC financial data, COVINGTON COUNTY BANK holds a Tier 1 capital ratio of 17.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COVINGTON COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COVINGTON COUNTY BANK shows strong financial health indicators. With $100M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COVINGTON COUNTY BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 17.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COVINGTON COUNTY BANK holds $100M in total assets and $86M in total deposits. It is located in COLLINS, MISSISSIPPI (FDIC Certificate #21998).
COVINGTON COUNTY BANK has a Tier 1 capital ratio of 17.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is 1.99%.
Yes. COVINGTON COUNTY BANK is FDIC-insured (Certificate #21998). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.