Community 1st Bank Las Vegas vs Lea County State Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Community 1st Bank Las Vegas has a stronger Bank Health Score of 99/100 (A) compared to Lea County State Bank at 98/100 (A), a difference of 1 points. Community 1st Bank Las Vegas holds a Tier 1 capital ratio of 17.76% and an NPL ratio of 0.01%.
| Metric | Community 1st Bank Las Vegas | Lea County State Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A)* | 98/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.8% | 19.9%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.4% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.7% | 63.5%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7% | 2.3%* |
| Total Assets | $238M | $719M |
| Total Deposits | $223M | $582M |
| Location | Las Vegas, New Mexico | Hobbs, New Mexico |
Community 1st Bank Las Vegas has a stronger Bank Health Score of 99/100 (A) compared to Lea County State Bank at 98/100 (A), a difference of 1 points. Community 1st Bank Las Vegas holds a Tier 1 capital ratio of 17.76% and an NPL ratio of 0.01%.