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BankHealth

COMMUNITY 1ST BANK LAS VEGAS

LAS VEGAS, NEW MEXICO · FDIC Cert #16854

A
Health Score
99/100
$238M
Total Assets
$223M
Total Deposits
17.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY 1ST BANK LAS VEGAS holds a Tier 1 capital ratio of 17.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY 1ST BANK LAS VEGAS has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
39.67%
Liquidity Ratio
Strong — can meet withdrawal demands
1.68%
Return on Assets
Profitable — earning well on assets
$223M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY 1ST BANK LAS VEGAS shows strong financial health indicators. With $238M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY 1ST BANK LAS VEGAS has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 17.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY 1ST BANK LAS VEGAS holds $238M in total assets and $223M in total deposits. It is located in LAS VEGAS, NEW MEXICO (FDIC Certificate #16854).

COMMUNITY 1ST BANK LAS VEGAS has a Tier 1 capital ratio of 17.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.68%.

Yes. COMMUNITY 1ST BANK LAS VEGAS is FDIC-insured (Certificate #16854). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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