LEA COUNTY STATE BANK
HOBBS, NEW MEXICO · FDIC Cert #12259
Capital & Safety Analysis
According to FDIC financial data, LEA COUNTY STATE BANK holds a Tier 1 capital ratio of 19.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEA COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEA COUNTY STATE BANK shows strong financial health indicators. With $719M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEA COUNTY STATE BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 19.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEA COUNTY STATE BANK holds $719M in total assets and $582M in total deposits. It is located in HOBBS, NEW MEXICO (FDIC Certificate #12259).
LEA COUNTY STATE BANK has a Tier 1 capital ratio of 19.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 2.28%.
Yes. LEA COUNTY STATE BANK is FDIC-insured (Certificate #12259). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.