Community 1st Bank Las Vegas vs Bank of the Southwest
Side-by-side bank health comparison using FDIC financial data
Verdict
Community 1st Bank Las Vegas has a stronger Bank Health Score of 99/100 (A) compared to Bank of the Southwest at 99/100 (A), a difference of 0 points. Community 1st Bank Las Vegas holds a Tier 1 capital ratio of 17.76% and an NPL ratio of 0.01%.
| Metric | Community 1st Bank Las Vegas | Bank of the Southwest |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 17.8%* | 16.0% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 39.7%* | 32.5% |
| Return on Assets Profitability metric (above 1% is strong) | 1.7% | 2.2%* |
| Total Assets | $238M | $178M |
| Total Deposits | $223M | $160M |
| Location | Las Vegas, New Mexico | Roswell, New Mexico |
Community 1st Bank Las Vegas has a stronger Bank Health Score of 99/100 (A) compared to Bank of the Southwest at 99/100 (A), a difference of 0 points. Community 1st Bank Las Vegas holds a Tier 1 capital ratio of 17.76% and an NPL ratio of 0.01%.