BANK OF THE SOUTHWEST
ROSWELL, NEW MEXICO · FDIC Cert #2247
Capital & Safety Analysis
According to FDIC financial data, BANK OF THE SOUTHWEST holds a Tier 1 capital ratio of 16.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF THE SOUTHWEST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF THE SOUTHWEST shows strong financial health indicators. With $178M in assets and a Health Score of 99/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF THE SOUTHWEST has a Bank Health Score of A (99/100). It holds a Tier 1 capital ratio of 16.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF THE SOUTHWEST holds $178M in total assets and $160M in total deposits. It is located in ROSWELL, NEW MEXICO (FDIC Certificate #2247).
BANK OF THE SOUTHWEST has a Tier 1 capital ratio of 16.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 2.20%.
Yes. BANK OF THE SOUTHWEST is FDIC-insured (Certificate #2247). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.