Citizens Nb of Quitman vs Citizens Bank of Americus
Side-by-side bank health comparison using FDIC financial data
Verdict
Citizens Nb of Quitman has a stronger Bank Health Score of 99/100 (A) compared to Citizens Bank of Americus at 99/100 (A), a difference of 0 points. Citizens Nb of Quitman holds a Tier 1 capital ratio of 19.26% and an NPL ratio of 0.07%.
| Metric | Citizens Nb of Quitman | Citizens Bank of Americus |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 99/100 (A) | 99/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.3%* | 15.8% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.1%* | 0.1% |
| Liquidity Ratio Cash and liquid assets vs obligations | 34.5% | 39.8%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.9%* | 1.8% |
| Total Assets | $120M | $426M |
| Total Deposits | $106M | $386M |
| Location | Quitman, Georgia | Americus, Georgia |
Citizens Nb of Quitman has a stronger Bank Health Score of 99/100 (A) compared to Citizens Bank of Americus at 99/100 (A), a difference of 0 points. Citizens Nb of Quitman holds a Tier 1 capital ratio of 19.26% and an NPL ratio of 0.07%.