Citizens Bank of Ada vs Bancfirst
Side-by-side bank health comparison using FDIC financial data
Verdict
Citizens Bank of Ada has a stronger Bank Health Score of 98/100 (A) compared to Bancfirst at 97/100 (A), a difference of 1 points. Citizens Bank of Ada holds a Tier 1 capital ratio of 15.91% and an NPL ratio of 0.24%.
| Metric | Citizens Bank of Ada | Bancfirst |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 97/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 15.9%* | 14.7% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2%* | 0.4% |
| Liquidity Ratio Cash and liquid assets vs obligations | 42.9%* | 31.4% |
| Return on Assets Profitability metric (above 1% is strong) | 1.8% | 2.2%* |
| Total Assets | $307M | $10.7B |
| Total Deposits | $265M | $9.4B |
| Location | Ada, Oklahoma | Oklahoma City, Oklahoma |
Citizens Bank of Ada has a stronger Bank Health Score of 98/100 (A) compared to Bancfirst at 97/100 (A), a difference of 1 points. Citizens Bank of Ada holds a Tier 1 capital ratio of 15.91% and an NPL ratio of 0.24%.