CITIZENS BANK OF ADA
ADA, OKLAHOMA · FDIC Cert #19679
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BANK OF ADA holds a Tier 1 capital ratio of 15.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS BANK OF ADA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS BANK OF ADA shows strong financial health indicators. With $307M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BANK OF ADA has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 15.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BANK OF ADA holds $307M in total assets and $265M in total deposits. It is located in ADA, OKLAHOMA (FDIC Certificate #19679).
CITIZENS BANK OF ADA has a Tier 1 capital ratio of 15.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 1.78%.
Yes. CITIZENS BANK OF ADA is FDIC-insured (Certificate #19679). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.