BANCFIRST
OKLAHOMA CITY, OKLAHOMA · FDIC Cert #27476
Capital & Safety Analysis
According to FDIC financial data, BANCFIRST holds a Tier 1 capital ratio of 14.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANCFIRST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANCFIRST shows strong financial health indicators. With $10.7B in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANCFIRST has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 14.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANCFIRST holds $10.7B in total assets and $9.4B in total deposits. It is located in OKLAHOMA CITY, OKLAHOMA (FDIC Certificate #27476).
BANCFIRST has a Tier 1 capital ratio of 14.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.43%, and the return on assets is 2.18%.
Yes. BANCFIRST is FDIC-insured (Certificate #27476). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.