Citizens 1st Nb Storm Lake vs Citizens Savings Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Citizens 1st Nb Storm Lake has a stronger Bank Health Score of 98/100 (A) compared to Citizens Savings Bank at 95/100 (A), a difference of 3 points. Citizens 1st Nb Storm Lake holds a Tier 1 capital ratio of 21.13% and an NPL ratio of 0.35%.
| Metric | Citizens 1st Nb Storm Lake | Citizens Savings Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 98/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 21.1%* | 19.5% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.3% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 38.3% | 58.4%* |
| Return on Assets Profitability metric (above 1% is strong) | 2.4%* | 0.8% |
| Total Assets | $240M | $151M |
| Total Deposits | $203M | $138M |
| Location | Storm Lake, Iowa | Anamosa, Iowa |
Citizens 1st Nb Storm Lake has a stronger Bank Health Score of 98/100 (A) compared to Citizens Savings Bank at 95/100 (A), a difference of 3 points. Citizens 1st Nb Storm Lake holds a Tier 1 capital ratio of 21.13% and an NPL ratio of 0.35%.