CITIZENS SAVINGS BANK
ANAMOSA, IOWA · FDIC Cert #10125
Capital & Safety Analysis
According to FDIC financial data, CITIZENS SAVINGS BANK holds a Tier 1 capital ratio of 19.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS SAVINGS BANK shows strong financial health indicators. With $151M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS SAVINGS BANK has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 19.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS SAVINGS BANK holds $151M in total assets and $138M in total deposits. It is located in ANAMOSA, IOWA (FDIC Certificate #10125).
CITIZENS SAVINGS BANK has a Tier 1 capital ratio of 19.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.78%.
Yes. CITIZENS SAVINGS BANK is FDIC-insured (Certificate #10125). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.