CITIZENS 1ST NB STORM LAKE
STORM LAKE, IOWA · FDIC Cert #4511
Capital & Safety Analysis
According to FDIC financial data, CITIZENS 1ST NB STORM LAKE holds a Tier 1 capital ratio of 21.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS 1ST NB STORM LAKE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS 1ST NB STORM LAKE shows strong financial health indicators. With $240M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS 1ST NB STORM LAKE has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 21.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS 1ST NB STORM LAKE holds $240M in total assets and $203M in total deposits. It is located in STORM LAKE, IOWA (FDIC Certificate #4511).
CITIZENS 1ST NB STORM LAKE has a Tier 1 capital ratio of 21.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 2.38%.
Yes. CITIZENS 1ST NB STORM LAKE is FDIC-insured (Certificate #4511). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.