Chelsea Groton Bank vs Dime Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Chelsea Groton Bank has a stronger Bank Health Score of 91/100 (A) compared to Dime Bank at 88/100 (A), a difference of 3 points. Chelsea Groton Bank holds a Tier 1 capital ratio of 19.90% and an NPL ratio of 0.19%.
| Metric | Chelsea Groton Bank | Dime Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 91/100 (A)* | 88/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.9%* | 15.8% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.2% | 0.2%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 23.2% | 25.6%* |
| Return on Assets Profitability metric (above 1% is strong) | 1.7%* | 0.4% |
| Total Assets | $1.7B | $1.1B |
| Total Deposits | $1.2B | $874M |
| Location | Groton, Connecticut | Norwich, Connecticut |
Chelsea Groton Bank has a stronger Bank Health Score of 91/100 (A) compared to Dime Bank at 88/100 (A), a difference of 3 points. Chelsea Groton Bank holds a Tier 1 capital ratio of 19.90% and an NPL ratio of 0.19%.