CHELSEA GROTON BANK
GROTON, CONNECTICUT · FDIC Cert #18238
Capital & Safety Analysis
According to FDIC financial data, CHELSEA GROTON BANK holds a Tier 1 capital ratio of 19.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHELSEA GROTON BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHELSEA GROTON BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHELSEA GROTON BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 19.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHELSEA GROTON BANK holds $1.7B in total assets and $1.2B in total deposits. It is located in GROTON, CONNECTICUT (FDIC Certificate #18238).
CHELSEA GROTON BANK has a Tier 1 capital ratio of 19.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.69%.
Yes. CHELSEA GROTON BANK is FDIC-insured (Certificate #18238). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.