Cedar Hill National Bank vs Roxboro Savings Bank SSB
Side-by-side bank health comparison using FDIC financial data
Verdict
Cedar Hill National Bank has a stronger Bank Health Score of 100/100 (A) compared to Roxboro Savings Bank SSB at 95/100 (A), a difference of 5 points. Cedar Hill National Bank holds a Tier 1 capital ratio of 96.96% and an NPL ratio of 0.00%.
| Metric | Cedar Hill National Bank | Roxboro Savings Bank SSB |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 97.0%* | 41.4% |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0%* | 0.3% |
| Liquidity Ratio Cash and liquid assets vs obligations | 89.0%* | 43.7% |
| Return on Assets Profitability metric (above 1% is strong) | 6.3%* | 1.2% |
| Total Assets | $15M | $328M |
| Total Deposits | $2M | $266M |
| Location | Charlotte, North Carolina | Roxboro, North Carolina |
Cedar Hill National Bank has a stronger Bank Health Score of 100/100 (A) compared to Roxboro Savings Bank SSB at 95/100 (A), a difference of 5 points. Cedar Hill National Bank holds a Tier 1 capital ratio of 96.96% and an NPL ratio of 0.00%.